Privacy Policy

This privacy policy pertains to this Website (, which is run by Selma Finance Oy (Selma Finance).

Website Visitors

Like most website operators, Selma Finance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Selma Finance’s purpose in collecting non-personally identifying information is to better understand how Selma Finance’s visitors use its website. From time to time, Selma Finance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Selma Finance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for visitors that sign up to the service or request an invite. Selma Finance only discloses these IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to Selma Finance’s websites choose to interact with Selma Finance in ways that require Selma Finance to gather personally-identifying information. The amount and type of information that Selma Finance gathers depends on the nature of the interaction. For example, we may ask visitors who sign up to provide a username and email address. In each case, Selma Finance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Selma Finance. Selma Finance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Selma Finance may collect statistics about the behavior of visitors to its websites. For instance, Selma Finance may monitor the most popular funds on the site. Selma Finance may display this information publicly or provide it to others. However, Selma Finance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Selma Finance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Selma Finance’s behalf or to provide services available at Selma Finance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Selma Finance’s websites, you consent to the transfer of such information to them. Selma Finance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Selma Finance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Selma Finance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Selma Finance, third parties or the public at large. If you are a registered user of an Selma Finance website and have supplied your email address, Selma Finance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Selma Finance and our products. We primarily use our product blog to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Selma Finance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Selma Finance uses cookies to help Selma Finance identify and track visitors, their usage of Selma Finance website, and their website access preferences. Selma Finance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Selma Finance’s websites, with the drawback that certain features of Selma Finance’s websites may not function properly without the aid of cookies.

Business Transfers

If Selma Finance, or substantially all of its assets, were acquired, or in the unlikely event that Selma Finance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Selma Finance may continue to use your personal information as set forth in this policy.

Privacy Policy Changes

Although most changes are likely to be minor, Selma Finance may change its Privacy Policy from time to time, and in Selma Finance’s sole discretion. Selma Finance encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.